Mortgage Advisor, Investor, and Operator.
500+ clients served, an active portfolio, and a growing community built around real estate, business, and relationships.
Most loan officers help you close. I help you think about what you’re buying, why, and what it means five years from now.
I’ve guided 500+ clients through the lending process, built a 20+ unit real estate portfolio, launched a podcast for operators who play the long game, and co-founded a networking community for professionals who believe relationships compound.
None of this was an accident. Lending taught me how to invest. Investing taught me how to think long-term. The podcast and community? That’s how I stay sharp and stay connected. It all feeds itself.
Most of the feedback comes back to the same thing: clarity, strategy, and a focus on the long term.
Posted on Google Jonathan Lauser Ryan is very knowledgeable and is very responsive. I loved working with him.Posted on Google Jack Lafond Professional, approachable, and the team had great availability.Posted on Google Shane Ebanks Working with Ryan was an excellent experience. Ryan and his team were organized, responsive, and super easy to work with. They made our first time home purchase smooth and enjoyable throughoutPosted on Google Jeffrey Gardner Professional, accurate, informative, and overall a very painless transaction. Would absolutely recommend over and over againPosted on Google Gursimran Ahluwalia Ryan and his team at Northpoint Mortgage were great. They were very responsive and well organized. The last property we were able to close in under a month - no hiccups at all. Ryan and his team are always available via text/email to answer any questions. I have been very pleased and impressed with him and his team. Give him a call to discuss- you will not be disappointed.Posted on Google Marcos Ferreira Ryan was amazing to work with and made the entire loan process smooth and easy. He was responsive, knowledgeable, and kept everything moving seamlessly. Highly recommend!Posted on Google Max Bellino This is our third mortgage with Ryan, and I highly recommend him. He is professional, responsive, and truly advocates for his clients to secure the best possible rates. As an investor himself, his experience has been invaluable—he has consistently guided me in the right direction for my real estate investment needs.Posted on Google Lijo Thomas I had an outstanding experience working with Ryan Richards once again! As a repeat customer, I can confidently say that his professionalism, clear communication, and dedication truly set him apart. He guided me through every step of the process and made closing on my new home smooth and stress-free. I always feel supported and well-informed, and that’s why I keep coming back. Highly recommend to anyone looking for a knowledgeable and reliable loan officer
For buyers, refinancers & investor-borrowers. I help you understand what you’re borrowing, why it’s structured that way, and how it fits your bigger plan. Whether it’s house number one or unit number fifteen.
For people who think long term. New episodes every Tuesday. I sit down with investors, builders, and operators, to talk through how decisions actually get made. Available on all platforms.
For people who want to build real wealth, not just talk about it. Real estate investing shouldn’t feel like guesswork. This is where I share the strategies, the numbers, and the lessons.
For professionals who grow by knowing the right people. ConnectWoo is referral-driven, relationship-first, and built for people who actually want to do business together.
This is where I share what’s actually happening. Deals, decisions, and what I’m seeing in real time.

Real-time deals, behind-the-scenes decisions, and what I'm seeing day to day

Market perspective, deal breakdowns, and how I'm thinking about the current environment

Longer-form conversations, property walkthroughs, and deeper dives into strategy

The Informed Investor community + ongoing updates
Deals, conversations, and observations as they’re happening